

Loan Application
- Must be at least 21 to 50 years old
- A Filipino citizen currently living in Metro Manila, Bataan, Batangas, Bulacan, Cavite, Laguna, Pampanga, Rizal, Tagaytay, Tarlac, or Zambales.
- Currently employed, self-employed, or OFW/Seafarer’s Allottee
To qualify for any of the loans, you must meet the following eligibility:
- Two proof of billings (Meralco, water bill, cable, internet, or PLDT bills)
- Company ID
- Latest one-month payslip
At least one valid government ID:
- Driver’s License
- NBI Clearance
- Police Clearance
- Postal ID
- Voter’s ID
- UMID
- OFW ID
- TIN Card
- Firearms License
It only takes 3 Steps
- Simply fill out the online application form. Be sure you have filled inaccurate information to save process time UP TO 500%.
- Expect a call from our friendly officers for validation of required documents.
- Get your cash deposited into your bank account an hour after your personal loan is approved.
You may borrow from P5,000 up to P50,000.
As our name suggest, its FAST and EASY! We will process your application as soon as you submit your online loan application. Just ensure that you have filled up all the information in your application form and upload all the required documents. Expect the money transferred to your bank account within 1 WORKING DAY!
PeraBilis offers a competitive rate of as low as 3.5% depending on your loan terms (weekly, bi-weekly or monthly). Not only that, we offer flexible repayment plans that fit your needs.
Definitely, YES.
- Must be at least 21 years old
- Should be a first-degree relative or dependent of the seafarer
- A Filipino citizen
Here are the Seafarer’s Allottee Loan Requirements:
- Seaman’s Passport
- Seaman’s Book
- Seafarer’s Registration Certificate (SRC)
- Seafarer’s Overseas Employment Certificate (OEC)
- Seafarer’s Employment Contract with POEA validation
- 2 Proof of billing
- 2 Valid IDs (allottee)- Either 2 government IDs or one government ID and an employment/student ID
- Proof of relationship:
- Birth certificate if the seafarer is your parent, daughter/son, or sibling
- Marriage contract if the seafarer is your spouse
- Proof of allotment (under allottee name) – latest Allotment slip or Certificate of Allotment from the shipping company/agency
To qualify for a loan, the OFW’s allottee must meet the following requirements:
- Must be at least 21 years old
- Should be a first-degree relative or dependent of the OFW
- A Filipino citizen
Here are the OFW Allottee Loan Requirements:
- OFW’s Passport
- OFW’s Working Visa
- OFW’s Overseas Employment Certificate (OEC)
- 2 Valid ID (allottee)- Either 2 government IDs or one government ID and a Barangay Clearance
- 2 Proof of billing
- Proof of remittance (under allottee’s name) – at least 6 months latest remittance
- Proof of relationship (birth certificate or marriage contract)
To ensure secure transactions, we only deposit approved loans with our bank partners:
- Bank of the Philippine Islands (BPI)
- BPI Family Savings Bank
- Banco De Oro (BDO)
- Chinabank
- Philippine National Bank (PNB)
- EastWest Bank
- Metrobank
- UCPB
- Union Bank (UBP)
- Unionbank EON
- Land Bank
- Security Bank
- RCBC
- RCBC Savings
- RCBC MyWallet
- Asia United Bank (AUB)
- GCash
Definitely, YES. To qualify for a loan you must have the following requirements:
- Driver’s license (Professional with restriction code 1 & 2)
- Certificate of employment (Minimum of 6 months job summary for taxi drivers)
- 1 supporting government ID
- License to drive GRAB (for Grab Drivers)
- Copy of OR/CR
- Provisional Authority or Certificate of Public Convenience
- Weekly income summary, Summary of Payments, Net of Service Fee (For Uber/Grab)
- Drivers and Operator’s Association Document (TODA) for taxi drivers
- Proof of billing
- Simply go to perabilis.ph
- Click ‘Login to Your Account‘ button found in the upper right corner
- Update your information and save
We’re sorry to hear that. We’re trying our best to accommodate all applications within a day. Please re-visit our website and log in to your account. Make sure all information is accurately filled out and the documents are all in order.
Cash Disbursement
We usually process the approved loan cash disbursement within 24 hours after approval.
We will immediately deposit your approved loan to your personal bank account.
Loan Repayment
Weekly means you repay the loan at weekly intervals. Weekly loan term has three options:
- Weekly 3 (Your repayment is equally divided into 3 weeks)
- Weekly 4 (Your repayment is equally divided into 4 weeks)
- Weekly 5 (Your repayment is equally divided into 5 weeks)
Example: Let’s say you got your loan on June 6 and you have chosen the Weekly 3, then your repayment schedule will be:
- 1st repayment: June 13
- 2nd repayment: June 20
- 3rd repayment: June 27
If you got your loan on June 6 and you have chosen the Weekly 4:
- 1st repayment: June 13
- 2nd repayment: June 20
- 3rd repayment: June 27
- 4th repayment: July 4
If you got your loan on June 6 and you have chosen the Weekly 5:
- 1st repayment: June 13
- 2nd repayment: June 20
- 3rd repayment: June 27
- 4th repayment: July 4
- 5th repayment: July 11
Bi-Weekly means you repay the loan in every 2 weeks. Bi-Weekly loan term has three options:
- Bi-Weekly 1 ( Settle your loan after 2 weeks)
- Bi-Weekly 2 (Your repayment is equally divided into 2)
- Bi-Weekly 3 (Your repayment is equally divided into 3)
Let’s say you got your loan on June 6 and you have chosen the Bi-Weekly 1, then your repayment schedule will be:
- 1st repayment: June 20
If you got your loan on June 6 and you have chosen the Bi-Weekly 2:
- 1st repayment: June 20
- 2nd repayment: July 4
If you got your loan on June 6 and you have chosen the Bi-Weekly 3:
- 1st repayment: June 20
- 2nd repayment: July 4
- 3rd repayment: July 18
Monthly loan term means you have to settle the loan after 28 days. Let’s say you got your loan on November 10 and you have chosen the Monthly Term. Then you have to repay the loan with its interest rate on December 4.
If your repayment due date falls on a non-working holiday, you have to make your repayment on the last working day before the holiday. Let’s say your due date is on December 30, 2016, Rizal Day. Then you have to pay on December 29.
Your repayment schedule will be discussed with our staff via phone call and it will also be sent to your email.
We send an e-mail on how you can pay your loan. Please refer to the reference number included in the e-mail. We are partnered with the following payment channels:
- 7-11
- LBC
- Cebuana Lhuillier
- Bayad Center
- Robinson Payment Center
- EC Pay
- SM Payment Center
- M Lhuillier
Yes, you can. The earlier you can pay, the faster you can get a re-loan.
You are advised to pay as stated in the contract. Late repayments will be charged a fee accordingly.
Re-Loan Application
As soon as we received proof of payment and validated it in our system, you can send us a message through reloan@perabilis.ph.
- First, you need to settle your current loan with PeraBilis.
- Then, email your latest payslip at reloan@perabilis.ph.
- If you need to change some information in your client registration such as your address or company, you need to update your info by going to perabilis.ph.
- Click “Login to Your Account” button and save the changes.
Technical Issue
Make sure that you have a fast and steady wireless connection. If you have a good internet connection but the prompt still appears, kindly send us a screenshot of your speed test and the error that you are encountering when loading our page.
This usually happens when you are using a mobile device during application. Make sure you have a steady wireless connection. We suggest you complete the application via a laptop or desktop. You may want to pre-type everything in a notepad and paste it in the fields.
We only allow one (1) email and one (1) mobile number to be registered per applicant. This is to prevent fraudulent borrowing using another person’s details. If you want to update your information, click “Login to Your Account” then save the changes. Got more questions? Call us at (02) 573-1143